At D & E Insurance Agency in Muskogee, OK, we understand that one of a homeowner’s worst nightmares is returning home after a vacation, trip, or even a long day at work to discover a break-in and their valuable items stolen. Before you experience such a distressing event, ensuring the right home insurance policy covers your home is crucial. While losing your most prized possessions due to theft is devastating, the good news is that your home insurance policy may help cover some of the costs associated with replacing those items. As you read this article, remember that this is general insurance information. For more detailed information specific to your situation, you should call our office or visit us in person.
Does Home Insurance Cover Replacing Stolen Valuables?
While every insurance policy differs, some home insurance policies might cover expenses associated with replacing stolen valuables. Of course, you’ll need to review your specific policy to know whether this is true for you. If this is a feature of a home insurance policy that matters to you, we are always happy to discuss whether your current policy offers protection on this matter and help you figure out if there’s a way to find a policy that would meet this need. A home insurance policy has limits, so depending on how much you’ve used your policy and how much the policy covers for stolen valuables, you may only be able to recover some of the costs of stolen goods.
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For home insurance quotes, call us at D & E Insurance Agency in Muskogee, OK today!
