Are you working on a classic car in your garage that isn’t road-ready yet? Are you wondering how to insure your vehicle against damage without paying for costly collision and liability coverage for a car that isn’t driven? Here’s what you need to know about insuring your project car or truck.
Insurance options for your non-driveable car
If you own a vehicle in Muskogee, OK that isn’t driven for any reason, you don’t require some traditional forms of insurance. For instance, liability insurance isn’t necessary since there’s no chance of causing property damage or injury with the vehicle. Similarly, the chances of your vehicle getting damaged in an accident are slim (unless you accidentally hit the garage while moving the vehicle, but let’s hope that doesn’t happen), so collision insurance isn’t required.
What you do need, however, is comprehensive insurance. This coverage protects your classic car or truck against incidents like a tree falling on your garage and damaging your vehicle, snow accumulation causing your garage roof to collapse on your car, or a fire in your garage. This insurance also safeguards the value of your vehicle against theft.
Remember to add at least liability insurance to your project car before you take it out for a spin, even if it’s just a test drive. Driving an uninsured vehicle is illegal in Oklahoma.
Secure Oklahoma Auto Insurance with D & E Insurance Agency
For more information about insuring your project car or any other non-driveable vehicle, contact the D & E Insurance Agency. We’ve assisted Muskogee, OK residents with vehicle insurance needs for over a decade.
