Small businesses are the foundation of the American economy. More than 95% of Oklahoma businesses are small businesses and employ more than 50% of the private workforce. This makes keeping your small business operating important to both you and your employees. So many things can go wrong, and nobody knows better than you as a business owner. Commercial insurance can protect you from many of them. Your insurance agent will access your risk and make suggestions for the types of coverage that would offer you the best protection. In Muskogee, OK, D & E Insurance Agency provides personalized service to all our customers.
Commercial liability
As a business owner, you are all too aware of how vulnerable to being sued you are. If you aren’t, you should be. More than 50% of civil lawsuits target small businesses. You can be prepared for anything that happens by having the right amount of commercial liability coverage. Whether someone is injured while visiting your place of business or by one of your products, you will be covered for legal expenses and any judgment against you.
Commercial property insurance
Even if you rent the building that houses your business, commercial property insurance offers important coverage. It will help you get back into operation if you are hit by a covered hazard like a fire or storm. It covers your company’s physical assets, machinery, office equipment, records, inventory, and all the property you need to run your business.
Business Owner’s Policy
A business owner’s policy (BOP) combines commercial liability and commercial property insurance. It usually is less expensive than getting the policies separately. Other coverages to consider are commercial auto, business interruption, and workers’ compensation.
Contact D & E Insurance Agency in Muskogee, OK with any questions you may have about your commercial insurance needs.
