When it comes to protecting your business in Muskogee, OK, certain insurance policies are often overlooked despite their importance. At D & E Insurance Agency, we believe in helping local businesses understand all their insurance options to ensure comprehensive protection. Here are some key policies you might not have considered but could be crucial for your business.
- Cyber Liability Insurance: In today’s digital age, every business, no matter its size, faces cyber threats. Cyber liability insurance protects your business from the repercussions of cyber-attacks and data breaches. Considering the rising frequency of these incidents, this coverage is becoming essential for safeguarding your client data and your company’s reputation.
- Employment Practices Liability Insurance (EPLI): This protects your business against employee claims alleging discrimination, wrongful termination, harassment, and other employment-related issues. As companies in Muskogee grow and employ more staff, the risk of these claims increases, making EPLI a wise addition to your insurance portfolio.
- Directors and Officers Insurance: This policy is critical for businesses that have a board of directors or executive officers. It protects these key personnel from personal losses if they are sued as a result of serving the company. This type of insurance can help attract and retain qualified executives in Muskogee, OK.
- Business Interruption Insurance: Property insurance covers physical damage from events like fires or storms, but business interruption insurance covers the revenue you lose during these closures. This can be a lifesaver for sustaining operations until your business in Muskogee, OK, can fully reopen.
Contact us today if you’re unsure about your current coverage or want to learn more about these essential but often overlooked policies. Let D & E Insurance Agency help protect every facet of your business.